Apply online

It takes about five minutes and it's free. You're not committed to anything until you've seen the full offer and decided it works for you.

Have these ready

Your next pay date, and how often you're paid
Your employer or income source
Your online banking login, if the lender verifies your bank
A Canadian chequing account that takes e-Transfers

What it can cost

A licensed lender can charge at most $14 for every $100 you borrow.

Borrow $300: repay up to $342
Borrow $500: repay up to $570
Borrow $1,000: repay up to $1,140

You'll see your exact offer in dollars before you sign anything.

Not available in every region

Licensed payday lending isn't offered in Quebec, Yukon, Northwest Territories, Nunavut. If you live there, read your region's page for safer options.

Your rights

You can cancel within your province's cooling-off period and repay only what you borrowed. A real lender never asks for a fee before sending your money.

Rules by province · Privacy · Borrow responsibly